Welcome   About Disability Income Insurance                                       

Income Protection


Your employer wants to help protect your ability to earn an income. You can apply for individual disability income insurance from Massachusetts Mutual Life Insurance Company (MassMutual) to help meet your expenses if you become too sick or hurt to work. 


You may have group long term disability insurance (LTD) through your employer, but it may not be enough.  The MassMutual policy can complement your group plan to help protect a higher percentage of your earnings1.




Review and Decide


This secure Web site includes your personalized proposal.  Upon review, you can apply online by answering just a few questions.  You will need to register to use the site, then log in to review your proposal.  If you prefer a paper application, simply call us at 1 (877) 333 4369.




1 The individual disability income insurance does not coordinate with your group plan.  Claim decisions are rendered independent of each other.

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